Table of Content
HDFC ERGO General Insurance Company Limited provides a wide range of commercial insurance services catering to business and corporate. Commercial organisations can select a commercial insurance plan from its different insurance policies as per their needs. Some commercial insurance policies are Casualty Insurance, Property and Misc Insurance, Speciality Insurance, Group Insurance, and so on. Importance of having a health insurance during these testing times cannot be stressed enough. If you are having bed rest and do not have any medical treatment for the disease, is not covered by the policy.
You have organised the home to make a home for yourself. Your stay might be limited, the memories made there aren’t. So it is your duty to protect the content of your home. One monthly update covering everything about insurance. This certificate demonstrates that IIFL as an organisation has defined and put in place best-practice information security processes.
Key Highlights of HDFC ERGO My Health Suraksha Plan
The details of the plan have been discussed in the following table. Section 6 of Household Cover includes benefits Coverage of Contents against Fire, Earthquake, storm, cyclone, theft, burglary, etc. One of the important things that individuals want to know when choosing a Policy is the Coverage Period. In the case of the HDFC ERGO Sarv Suraksha Plan, the single policy can be issued for a total of 6 months up to a maximum of 5 years. With this policy from HDFC ERGO, policyholders can fulfill their different requirements related to Banks, Non-Banking Financial Companies, and Mortgage Companies. I will recommend HDFC ERGO who need health insurance.
Nobody knows the true value of your belongings like you do. With comprehensive content coverage up to Rs. 25 lakhs, you can secure any of your belongings - no specifications or conditions attached. Portable Equipment Cover – HDFC ERGO’s portable electronic equipment cover provides coverage for your valuable electronics, if it gets damaged or lost in travel. Escalation option for building – Automatic escalation of up to 10% on base sum insured throughout the period of the policy. If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer will cover the costs. No worries if the doctor had to run a host of diagnostic tests before or after hospitalizing you.
Best Customer Experience Award of the Year
Similarly, any damage to third party property occurring in and about the insured's dwelling. It also provides the coverage for financial and legal liability towards third parties for personal injury, death and property damage in case of an accident involving the insured vehicle. HDFC ERGO Private Car Insurance Policy - The Private Car Insurance plan is a financial security to shield your car against damages, theft, natural disasters and man-made disaster. The plan also comprise a third party liability that offers coverage claims by the third party when the insured car damages another person's property. Policy lapse occurs when your insurance ceases to be active.
Yes, you can renew your insurance policy at the official website of HDFC ERGO general insurance by entering policy number, mobile number or email ID in just 3 simple steps. Super fast and easy simple process for insurance renewal along with support on call with variety of providers ... For higher sums assured and people above 45 years, need to go for pre-policy check-up tests including blood count, lipid profile, creatinine, USG, Chest Xray, PSA, Sugar fasting test, and HBsAg. SBI General Insurance Company offers several health insuranc...
Does this policy offer any discount to its policyholders?
The insurance company will refund the amount minus the proportionate risk premium for the period on cover, medical examination expenses, and stamp duty charges. This means if you enroll in this plan at the age of 61 years or above, you need to pay 20% of the premium amount. The rest payment is taken care of by the insurance company. Yes, the plan will be paying for the medical expenses on the hospitalisation of insured person for some alternative treatments prescribed by a medical practitioner such as Ayurvedic, Unani, Siddha, and Homeopathy. Coverage for Permanent Total Disability– If the accident causes permanent total disability of the insured within 12 months of facing the bodily injury, the company will pay 125% of the sum insured.
Yes, you can save upto ₹ 75,000 with HDFC ERGO Health Insurance plans. The sum insured is usually calculated based on the type of property, its market value, the area of the property, rate of construction per square feet. If, however, a comprehensive home insurance plan is bought, the sum insured would also include the cost or value of the articles of the home which are to be insured. Suppose you damage or lose your laptop while travelling. This add-on policy covers the cost of repair/replacement of your laptop subject to the maximum sum assured.
COMPANY
Terrorism has become a persistent threat in the world we live in. As responsible citizens, it becomes our duty to be prepared to face up to it. One way in which ordinary citizens can help is by making sure that their homes and other premises are financially secured in the event of a terrorist attack. The cover covers damages occurring to your home either from a direct terrorist attack or due to defensive proceedings by security forces. Buying your home insurance online can actually be more affordable, since you get to take advantage of discounts and offers from us. With additional coverage, the extent of protection to your home will also increase along with the premium.
Home Shield insurance provides a comprehensive cover for your assets for as long as up to 5 years from virtually all the fortuitous events which could take away your peace of mind. HDFC ERGO Home Shield Insurance covers the real value of the property as mentioned in the registered agreement of the property and it also offers optional covers to personalize the plan to meet your unique needs. Home insurance safeguards the structure and content of your residence against unforeseen events like theft and fire, natural calamities or man-made activities or malicious damage.
This benefit can be availed by just paying a little extra premium amount. Floater sum insured option – Self, spouse, dependent children, and dependent parents/in-laws. Coverage for Permanent Partial Disability – If the insured faces permanent partial disability within 12 months of facing the accidental bodily injury, the company will pay the compensation as per the below table. Claims is the most important part of insurance policy and we attach maximum importance to seamless claims process. Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
As you know that to own at least the third party two-wheeler insurance cover is compulsory according to the law, hence, a policy also brings peace of mind. HDFC ERGO General Insurance provides two types of insurance products such as two-wheeler liability only policy and two-wheeler comprehensive insurance policy for one year as well as multiyear. Life becomes uncertain when you are riding on the roads. Any accident or mishap can take place anytime and its damage expense may not be easy for you to afford. On this note, a two-wheeler insurance policy must not be considered as a burden, but as a necessity. Buying a two-wheeler insurance plan can reduce the level of your stress, if you get into an unwanted condition.
This plan gives you the utmost protection against thriving medical expenses and it is specially designed for individuals, families, and senior citizens. This plan strengthens your family’s protection against unanticipated incidents and accidental injuries. HDFC ERGO My HealthInsurance plan comes with multiple sum insured amounts ranging from Rs. 3 Lakh to Rs. 75 Lakhs. This is a huge benefit which brings peace of mind for customers. Under this add-on coverage, the plan pays for non-medical expenses on the hospitalisation of insured person for all admissible claims as per the policy.
No comments:
Post a Comment